What Happens When I Am Hit By a Car With No Insurance Coverage?

Tragically many drivers in Tennessee do not fulfill their obligation of purchasing liability insurance coverage.

Liability insurance coverage is the type of coverage that you buy to protect yourself when you make a mistake and cause somebody else injuries or damage their property.

When you are hit in a car accident by somebody who does not have liability insurance coverage, hopefully you will have purchased uninsured motorist coverage to protect you.

Uninsured motorist coverage is sold as a part of most automobile liability insurance policies in this state. And it provides coverage for you when the person who hits you does not have liability insurance.

Uninsured motorist coverage has another important component as well. It protects you when the person who hits you has some insurance coverage but does not have enough insurance coverage to make you whole for the injuries you sustained. This aspect of uninsured motorist coverage is called under-insured motorist coverage.

At The Law Offices of John Day, P.C. we've been helping people understand liability, uninsured and under-insured motorist coverage for over 30 years. We would be happy to sit down with you about your potential case and determine what insurance coverages are available to help compensate you for the injuries that you have received.