Insurance Coverage Disputes
It happens more often that anyone would like to think.You pay your premiums for years and then when you actually need the insurance coverage you paid for, the insurance company denies your claim.Or, the insurance company might handle the claim under a reservation of rights leaving you, the insured, feeling exposed and unprotected.Insurance companies give all sorts of reasons for denying claims.One common type of denial relates to notice of the claim. The insurance company might claim you failed to give proper and timely notice causing it prejudice. Another common reason for a denial is claiming you failed to fully disclose certain information on your policy application or they might try to argue the claim is not covered because of some exclusion.In these situations, you need a lawyer to help you determine if the denial of coverage is proper or if you need to pursue your legal remedies to obtain the coverage you purchased.
Another area of insurance coverage disputes is related to your insurance broker.For instance, after discussing your insurance needs, you instruct your agent to procure certain coverage for you, but your agent fails to do so.If later it turns out you need the insurance because of an accident or other issue, you may have a claim against your insurance agent for the failing to procure the proper insurance. Again, an attorney can help you determine if you have been wronged.
If you are in a dispute with an insurance company or insurance broker about whether you or your business has coverage for a claim or incident, we urge you to speak to one of our lawyers about it.We can help you determine the scope of your coverage, whether exclusions apply, whether your agent was negligent in failing to procure appropriate coverage, etc.
Since 2007, John Day has been recognized by Best Lawyers in the category of Bet the Company Litigation.In 2012, he won the honor for Nashville.And make no mistake, sometimes the failure of an insurance company to pay a claim can make or break a company.In these types of situations, seasoned and knowledgeable representation is critical. The Law Offices of John Day is experienced representing numerous individuals and companies in disputes regarding the scope of their insurance coverage. These cases have arisen from all types of insurance policies, with examples ranging from general commercial liability insurance to property insurance to errors and omissions insurance. Whatever the nature of the insurance, The Law Offices of John Day, P.C. assists persons and companies insisting that their losses be properly compensated under their insurance contracts. The Law Offices of John Day, P.C. has also helped individuals and companies assert their rights when an insurance broker or agent failed to deliver appropriate insurance coverage.
To speak to one of our award-winning lawyers, just give us a call at one of our three office locations. In Nashville, call us at 615-669-3993.In Mufreesboro, call us at 615-867-9900.In Brentwood, call us at 615-742-4880.Or, you can reach us toll-free at 866-812-8787.